4 Crazy Overdraft Prevention Techniques that Actually Work

4 Crazy Overdraft Prevention Techniques that Actually Work

In such a divided world, it’s reassuring to know most of us have one nagging pet-peeve in common. The mutual enemy we speak of is, of course, overdraft charges. No matter how rarely, or by how little, you overspend compared to your checking balance – your bank will slap you with an exorbitant overdraft fee sooner than you can cry “24 billion dollars”, which, incidentally, is approximately how much banks rake annually in overdraft fees alone. Funny how that worked out.

Banks argue they are well-meaning in doling out this form of punishment – meant to teach you a stinging lesson […]

Creducated Part II: Your Best Bets to Build Great Credit Quickly

Creducated Part II: Your Best Bets to Build Great Credit Quickly

After poring and dispelling myths that you absolutely, positively should never listen to when it comes to building credit, it’s time to put a positive spin on things. Good credit is attainable, and it is easier than you may have thought. All it takes is a sound understanding of what the credit powers that be are looking for, and then become the embodiment of that. Let’s begin.

What does good credit say about me?

Having a high credit score (often regarded as above 700) signals to credit unions and other financial institutions (banks, lenders of all sorts) that you’re good for it. […]

Creducated Part 1: 5 Credit Myths You Should Forget About

Creducated Part 1: 5 Credit Myths You Should Forget About

Change’s Comprehensive Credit Guide

Lenders such as banks and credit institutions aren’t just going to take your word when deciding whether or not to extend you a loan, and at what interest rate. They need assurance you’ll follow through on your promise to pay debt fully, and on time. The only way to give them that assurance, is to establish and maintain a good credit score. You could call this the old credit conundrum: You need a good credit score to get ahead, and you need to get ahead in order to get a good credit score. What’s a well-meaning youngster […]

Tyson stays on top of his Finances – without it becoming an Obsession

Tyson stays on top of his Finances – without it becoming an Obsession

Financial change means different things to different people. For one, it may be sticking to a budget for the first time in eons; for another, it could be meeting savings objectives for a palpable goal. Whatever the reason, users all over the United States are experiencing change thanks to Change. In this series, you’ll get a glimpse of the ways Change has made an impact on the way others think about, and handle, money in their everyday lives.

Today, we bring you the answers of Tyson Brown, a SaaS Product Manager from Gilbert, AZ. While he has the same worries as […]