Incremental economics: 10 small changes that make a big difference

Incremental economics: 10 small changes that make a big difference

Big changes aren’t always noticeable. Often, they’re more gradual; the sum of numerous little changes that amount to sweeping, earth-shattering shifts. Take any civic battle, for instance: Though to some it may seem like gay marriage, desegregation and women’s suffrage were sudden acts, they were actually achievements at the heels of prolonged campaigns that knew just as many downfalls as wins. In the end, however, only the outcome mattered.

The same principle applies to economics, both on the macro and on the micro level. While universal health care seems like a non-possibility in today’s climate, things can change with enough chipping […]

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How to keep your job in the age of AI

How to keep your job in the age of AI

Artificial Intelligence is a wonderful thing: It saves us time when booking flights, helps streamline customer service and it’s set to revolutionize the future of driving. Heck, it’s what put us here in the first place – and we’re pretty great. Whether or not you’ve already embraced AI, it’s safe to say it’s going to be around for a while.

Like any disruptive technology that came before it, AI’s promise to solving a variety of problems is inseparable from the fact it’s bound to create new ones. Even just looking at the examples above of industries where robots have already penetrated, […]

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It’s official: Change wins the world’s largest FinTech competition

It’s official: Change wins the world’s largest FinTech competition

From left: BBVA Chairman Francisco Gonzalez, Change CEO Yaniv Levi, Change CPO Assaf Priel and BBVA Head of Customer Solutions Derek White.

Change won the 2017 BBVA Open Talent Competition! Oh, you know, only the most important and prestigious financial start-up competition in the world.

After months of anticipation, preparation, sleepless nights and milestone wins, Change edged out strong competitors developing the most sophisticated FinTech solutions of the future, for the coveted top spot. As you may recall, the first step in our journey to the top was winning the AI Category of the BBVA competition in May, which took […]

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Where to Skimp without Missing Out on the College Experience

Where to Skimp without Missing Out on the College Experience

FOMO is real, and when you’re in college, it’s as common as ramen noodles. Whether you’re going to school in a big city, a rural town or even close to where you grew up, you’re bound to experience everything in a new, more exciting way. Unfortunately, new and exciting experiences don’t tend to come cheap – but sitting one out isn’t always an option.

The Flipside

What if we told you there was a way to have your cake, eat it and pay less for it? By learning some new money saving tricks, you’ll set yourself up for a fun college experience […]

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Live the Urban Dream without going Broke in these 10 Cities

Live the Urban Dream without going Broke in these 10 Cities

Move over, New York, Los Angeles and San Francisco. And you’re no innocent bystander, Seattle. Sure, these cities offer a nice mix of diversity, walkability and opportunities, but their price tag has become too high for most to even consider building careers (and lives) in them.

Affordable & Awesome: A Tall Order

Cost of living is a simple matter of supply and demand. Certain cities cost more to live in, since the demand to live in them is higher than others. Except… That couldn’t be farther from the truth. It turns out, you don’t need to settle: You can live in a […]

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What to Consider before Buying a Home in your 20s

What to Consider before Buying a Home in your 20s

Buying a home is a major decision, and many major decisions are usually done in one’s twenties: Choosing someone to settle down with, pursuing advanced degrees, and laying the foundations for long-term investments. That said, for many in their 20s and early 30s, it’s hard to imagine making a major decision such as buying a home. In fact, millennials buy homes at a historically low rate. Likely fresh out of college, single and taking first steps in a career doesn’t seem like the best mindset for house hunting. If you’re considering taking the plunge and making a home-buying decision, but […]

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Pick a Lane: Individual Stocks vs Index Funds

Pick a Lane: Individual Stocks vs Index Funds

We’ve done our best to let you in on simple saving hacks (and some advanced ones) you can use to put away more cash every month. However, the reality is that not everyone is able to set aside a substantial amount. If you are fortunate enough to have some money to invest, you may be racking your brain trying to decide which way to go. If you’re not playing with the kind of cash it takes to diversify your portfolio, or, if you don’t have the time to spend understanding exactly how it all works but you’re still weary of […]

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Go for It: 5 Hacks to Afford a Graduate Degree More Easily

Go for It: 5 Hacks to Afford a Graduate Degree More Easily

Congratulations! You’ve decided on, or are at least considering, a Graduate degree. Is it the lure of academia you find irresistible? Is it the chance to be a student for just a little while longer, that appeals to you? Or, are you laser-focused on the higher pay you’re going to command with that Master’s under your belt?

Whatever got you here, we’re on board. Studies consistently show that inexperienced Graduates earn more than inexperienced Undergraduates, and that Grad School serves as prime ground for networking. What’s more, some of the most secure jobs in the US economy, including most medical and […]

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Crafty ways to pay less for your summer vacation

Crafty ways to pay less for your summer vacation

Planning a getaway? If you’re not, you better get on it – because summer won’t last forever. With everything you worry about on a daily basis, there’s no doubt you need a vacation – though, you may be wondering if you can afford one. Well, we crunched the numbers and we can cautiously say: Heck yeah, you can.

Sure, sure, we don’t know exactly what’s on your plate at the moment, or if you’re battling to cover some debt or overdraft. Assuming things are more-or-less under control, though, and you’re just about cutting it in terms of taking a vacation, we […]

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Taking Home the Trophy: Change Wins BBVA Fintech Startup Competition

Taking Home the Trophy: Change Wins BBVA Fintech Startup Competition

We’ve got some exciting news to share, folks: We recently participated in the 9th annual BBVA Open Talent Competition for FinTech startups, one of the most prestigious FinTech competitions in the world. But that’s not the exciting part – the exciting part is that we won!

So, what does it take to win?

Each year since it was first launched in 2009, over 500 startups apply to the competition in the hopes of earning a coveted spot among the 10 finalists chosen to present their ideas. The judges are composed of the banking group’s executive team, along with a team of […]

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