Live the Urban Dream without going Broke in these 10 Cities

Live the Urban Dream without going Broke in these 10 Cities

Move over, New York, Los Angeles and San Francisco. And you’re no innocent bystander, Seattle. Sure, these cities offer a nice mix of diversity, walkability and opportunities, but their price tag has become too high for most to even consider building careers (and lives) in them.

Affordable & Awesome: A Tall Order

Cost of living is a simple matter of supply and demand. Certain cities cost more to live in, since the demand to live in them is higher than others. Except… That couldn’t be farther from the truth. It turns out, you don’t need to settle: You can live in a […]

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What to Consider before Buying a Home in your 20s

What to Consider before Buying a Home in your 20s

Buying a home is a major decision, and many major decisions are usually done in one’s twenties: Choosing someone to settle down with, pursuing advanced degrees, and laying the foundations for long-term investments. That said, for many in their 20s and early 30s, it’s hard to imagine making a major decision such as buying a home. In fact, millennials buy homes at a historically low rate. Likely fresh out of college, single and taking first steps in a career doesn’t seem like the best mindset for house hunting. If you’re considering taking the plunge and making a home-buying decision, but […]

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Pick a Lane: Individual Stocks vs Index Funds

Pick a Lane: Individual Stocks vs Index Funds

We’ve done our best to let you in on simple saving hacks (and some advanced ones) you can use to put away more cash every month. However, the reality is that not everyone is able to set aside a substantial amount. If you are fortunate enough to have some money to invest, you may be racking your brain trying to decide which way to go. If you’re not playing with the kind of cash it takes to diversify your portfolio, or, if you don’t have the time to spend understanding exactly how it all works but you’re still weary of […]

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Go for It: 5 Hacks to Afford a Graduate Degree More Easily

Go for It: 5 Hacks to Afford a Graduate Degree More Easily

Congratulations! You’ve decided on, or are at least considering, a Graduate degree. Is it the lure of academia you find irresistible? Is it the chance to be a student for just a little while longer, that appeals to you? Or, are you laser-focused on the higher pay you’re going to command with that Master’s under your belt?

Whatever got you here, we’re on board. Studies consistently show that inexperienced Graduates earn more than inexperienced Undergraduates, and that Grad School serves as prime ground for networking. What’s more, some of the most secure jobs in the US economy, including most medical and […]

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Crafty ways to pay less for your summer vacation

Crafty ways to pay less for your summer vacation

Planning a getaway? If you’re not, you better get on it – because summer won’t last forever. With everything you worry about on a daily basis, there’s no doubt you need a vacation – though, you may be wondering if you can afford one. Well, we crunched the numbers and we can cautiously say: Heck yeah, you can.

Sure, sure, we don’t know exactly what’s on your plate at the moment, or if you’re battling to cover some debt or overdraft. Assuming things are more-or-less under control, though, and you’re just about cutting it in terms of taking a vacation, we […]

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Taking Home the Trophy: Change Wins BBVA Fintech Startup Competition

Taking Home the Trophy: Change Wins BBVA Fintech Startup Competition

We’ve got some exciting news to share, folks: We recently participated in the 9th annual BBVA Open Talent Competition for FinTech startups, one of the most prestigious FinTech competitions in the world. But that’s not the exciting part – the exciting part is that we won!

So, what does it take to win?

Each year since it was first launched in 2009, over 500 startups apply to the competition in the hopes of earning a coveted spot among the 10 finalists chosen to present their ideas. The judges are composed of the banking group’s executive team, along with a team of […]

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Happy 4th: 4 Financial Freedoms You Don’t Take Advantage of, but Should

Happy 4th: 4 Financial Freedoms You Don’t Take Advantage of, but Should

In a gutsy move two hundred and forty one years ago, the thirteen American colonies that formed the United States declared their independence from Great Britain. We’ve been sovereign and loving every second of it since then, and every year on the 4th of July, we celebrate that spirit of freedom, which has become America’s symbol. Whether you’re chillin’, grillin’, drinkin’, or all of the above, we hope you’re out there making the most of your Independence Day. But are you exercising your financial freedom to the fullest?

Probably not. No, we don’t mean what you’re doing in order to […]

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Save an Extra $1,290 this Summer by Avoiding these 5 Overlooked Expenses

Save an Extra $1,290 this Summer by Avoiding these 5 Overlooked Expenses

Change users often mention how helpful they find messages pointing out recurring payments, and their true, aggregated cost from a yearly perspective. These fees are easy to overlook since they typically only involve one entry point (initial signup and payment info), and then an easy-to-overlook line on a transaction sheet no one pays much attention to, to begin with.

While we aren’t delusional enough to claim that millennials are blowing their home-buying money on avocado toast, we’re all guilty of absent-mindedly depleting our reserves by committing to pay certain (usually small) sums on a regular basis, for who-knows how long. […]

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Lydia’s Eye Opening Moment

Lydia’s Eye Opening Moment

Financial change means different things to different people. For one, it may be sticking to a budget for the first time in eons; for another, it could be meeting savings objectives for a palpable goal. Whatever the reason, users all over the United States are experiencing change thanks to Change. In this series, you’ll get a glimpse of the ways Change has made an impact on the way others think about, and handle, money in their everyday lives.

Meet Lydia from Houghton, Michigan, an Administrative Aide at a University Research Office. She dreams of working in a capacity where she would […]

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3 Sneaky Ways to Maximize Retirement Savings before You’re 30

3 Sneaky Ways to Maximize Retirement Savings before You’re 30

Much like investing in the stock market, investing in your own retirement requires a strategy that combines patience, foresight and time. While 20-somethings may not have the first two down pat, by kicking off their retirement savings early, they’ll be able to fully leverage the advantage of time. In this case, time is literally money.

Compound interest is the best kind of interest

Retirement savings work in such a way that the longer you’re saving, the quicker they accrue interest. With the advantage of an early start, and with firsthand memory of the damage failing to save can cause after witnessing the […]

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